From loan pools to consumer wallets: The ripple effects of credit score lender choice
On January 15, 2026, the FHFA provided documentation to the Housing Policy Council (HPC) in response to a Freedom of Information Act (FOIA) request made in July of 2023. Those documents, though redacted, clearly indicated that the GSEs did not recommend approving two scores as was directed by the F
Housing demand still positive, but for how long with rising rates?
Lower mortgage rates and less volatility have been one of the key positive stories in 2026 for the housing market. Until last week, rates were under 6.25% all year and we didn’t see much volatility, which is a key variable for a healthy housing market. However, a lot of that changed last week as the
Local investors outpace builders in delivering starter homes
New Western released a new report examining the role of real estate investors in supplying entry-level housing. It found that small investors added far more homes in the starter-home price range than homebuilders in 2025. The company’s 2026 Flip Side Report on residential real estate investing trend
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