• Senate passes sweeping housing package in 89–10 vote,Flávia Furlan Nunes

    Senate passes sweeping housing package in 89–10 vote

    The Senate overwhelmingly passed the 21st Century ROAD to Housing Act in an 89–10 vote on Thursday, advancing a sweeping bipartisan bill aimed at boosting housing supply and addressing affordability challenges nationwide. But consumer advocates and trade groups are still pushing for changes to sever

    View more

  • Verification is the new credit score,Gerald Green

    Verification is the new credit score

    The mortgage industry does not have a speed problem. It has a confidence problem. For decades, the credit score has served as the central organizing mechanism of mortgage risk. It estimates the probability of repayment using historical behavioral data. It is statistically validated, embedded in capi

    View more

  • Radian winds down mortgage conduit after exploring a sale,Flávia Furlan Nunes

    Radian winds down mortgage conduit after exploring a sale

    Radian is shutting down its mortgage conduit business after a divestiture process, while continuing to explore strategic options for its title and real estate services units, the company confirmed to HousingWire. The conduit, which operated primarily through Radian Mortgage Capital, focused on buyin

    View more