Mortgage lock-in has become life lock-in
The housing market has spent three years talking about one number: the mortgage rate. That makes sense. The mortgage rate matters. It decides the monthly payment. It decides who can buy, who can refinance, who can move and who has to wait. But the lock-in has lasted long enough that the rate is no l
Homebuilders adopt disciplined growth strategies as market pressures reshape housing in 2026
Elevated mortgage rates, affordability pressures and economic uncertainty continue to shape the housing market in 2026, prompting homebuilders to adopt a more disciplined operating approach. Across the industry, builders are refining product mix, tightening inventory levels and pursuing strategic ho
What happens to mortgage rates if the Iran conflict is over?
Though there is still a lot of uncertainty, it looks like we could have an actual end to the Iran conflict as tankers are starting to move through the Strait of Hormuz. If we don’t have to worry about oil prices getting much higher for longer, what are the implications for mortgage rates? And what h
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