Mortgage spreads are the only thing keeping rates under 7%
Mortgage spreads are once again the unsung hero for housing in 2026 because they are the sole reason why mortgage rates have been under 6.65% the entire year! Last week, the benefits of mortgage spreads being close to normal were very evident: if we currently had the highest levels of mortgage sprea
North Carolina Let Them Build Act targets environmental reviews
As North Carolina House Democrats take another swing at sweeping housing reform, a Democratic senator is seeking to streamline environmental reviews to accelerate construction. Sen. Woodson Bradley filed the “Let Them Build Act” on Thursday afternoon, days after House colleagues filed a bill titled
With the Hill in limbo on ROAD Act, the toll on BTR projects climbs
Last week, 76 members of Congress, specifically the Real Estate Caucus and the Build America Caucus, signed a bipartisan letter “expressing serious concerns” over section 901 of the 21st Century ROAD to Housing Act. The letter, signed by 38 democrats and 38 republicans, urged House leadership to rem
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