A new study says private listings beat the MLS. Here’s what it left out
Let me be straight with you. A research report is floating around out there from the University of Georgia, and some people in our industry are using it to make the case that private listings, homes sold off the MLS without full public exposure, actually get sellers a better price. The report is 56
The hidden cost of mortgage tech: How workflow fragmentation is driving the “interoperability tax”
The cost problem lenders can’t automate away Mortgage lenders have spent years investing in automation, yet one metric continues to resist improvement: cost per loan. New tools promise faster processing, better decisioning and improved borrower experiences. For many lenders, however, those gains hav
Verification first: Why mortgage lending must rethink income — and how it actually works
For decades, mortgage underwriting has followed the same basic structure: verify income, review credit, apply ratios, and make a decision. The tools have improved. The thinking largely hasn’t. Automated systems like Desktop Underwriter and Loan Product Advisor can process loans faster than ever. But
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