Single-file credit proposal reignites debate over savings vs risks
A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs wit
NEXA Lending CEO Mike Kortas explains why he’s buying shell companies
NEXA Lending CEO Mike Kortas is in the process of acquiring several shell companies to build joint ventures, he said in an exclusive interview with HousingWire on Monday. “They are for multiple JVs with large teams, agencies, builders and strategic partnerships,” Kortas said without providing detai
February Demo Day: DigitalTax® Forecasting Insights by Cotality
DigitalTax® Forecasting Insights DigitalTax Forecasting Insights helps servicers and local governments anticipate future tax amounts and escrow needs by identifying potential shortages early. Our Forecasting tool improves cash‑flow planning, reveals drivers behind underfunded accounts, and enables p
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