• IMBs originate 84% of residential mortgages in 2025,Sarah Wolak

    IMBs originate 84% of residential mortgages in 2025

    The Community Home Lenders of America (CHLA) on Thursday released its 2025 report on independent mortgage banks (IMBs), highlighting these companies as the “dominant” force in mortgage lending as they originated 84.1% of all U.S. single-family mortgages last year. CHLA cited data from the Urban Inst

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  • Tapping investments for homeownership down payments,Scott Olson

    Tapping investments for homeownership down payments

    Reports before Davos suggested that President Trump would announce an initiative to spur homeownership by allowing individuals to withdraw funds from their 401(k) accounts to make a down payment on a home purchase without incurring a10% early withdrawal penalty. Davos has come and gone, and we are n

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  • Foreclosure auction volume reaches highest level since Q2 2020,Sarah Wolak

    Foreclosure auction volume reaches highest level since Q2 2020

    Foreclosure auction volume in the fourth quarter of 2025 rose 48% from a year ago, reaching the highest level since the second quarter of 2020, according to Auction.com‘s Q4 2025 Auction Market Dispatch report. Volume remained 39% below the level seen in Q1 2020, just before the start of the COVID-1

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