Why the DSCR loan became the investor darling of 2025
For real estate investors sidelined by traditional income documentation requirements, debt-service-coverage ratio (DSCR) loans are becoming easier to access and are more widely available as lenders refine underwriting and gain confidence in the product’s performance. Like other seemingly “nontraditi
Mortgage applications fall 5% despite rate decline
Mortgage applications decreased 5.0% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending Dec. 19, 2025. On an unadjusted basis, the index decreased 6% compared with the previous week. The refinance index decre
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick recently announced “Operation Double Nickel,” a proposal that would lower the age for senior property tax benefits from 65 to 55 and expand homestead tax exemptions. According to Patrick’s website, the plan “would accelerate school property tax cuts, reduce school property
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