Maine becomes first state to impose consumer safeguards on home equity investments
Maine Gov. Janet Mills this week signed LD 1901, making Maine the first state to enact comprehensive consumer protections for home equity investments (HEIs), which the new law defines as “shared appreciation mortgage loans.” The bill, titled “An Act to Regulate Shared Appreciation Agreements Relatin
Culture isn’t what you say. It’s what you do
Culture isn’t something you define once. It’s something you prove every day through what you reward, what you allow, and what you model when no one’s watching. That distinction matters because most organizations treat culture as a document. They write the values, post them on the wall, and move on.
The rise of HELOCs: What it means for originators in today’s market
As interest rates remain elevated compared to historic, pandemic-era lows, many homeowners are rethinking how to access cash without giving up the favorable rates they locked in just a few years ago. For originators, that shift is creating a clear opportunity. Demand for home equity lines of credit
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