Fidelity’s 2026 retirement study shows shift to gig work, delayed retirement amid inflation
Rising costs of living and debt are pushing many Americans to rethink retirement as a flexible, phased transition, with 72% now expecting to retire on their own terms, according to Fidelity Investments’ 2026 State of Retirement Planning Study. The study, released last week and conducted annually sin
Luxury housing’s resilience: Why the top of the market is moving on a different cycle
The luxury housing market is showing a different kind of resilience than the broader housing sector, according to insights from The Trend Report 2026. While rising mortgage rates and affordability pressures have slowed activity across much of the market, the top tier continues to move under a distin
How declined loan analysis can turn more mortgage “no’s” into closings
Every mortgage lender knows that declined loans represent marketing spend, staff time and operational resources that never convert into funded loans or revenue. Those losses add up quickly in a margin-sensitive environment. In Q3 2025, independent mortgage banks (IMBs) and mortgage subsidiaries of c
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