Opinion: The capital structure solution hiding inside the housing crisis
On July 11, the 21st Century ROAD to Housing Act became law without President Trump’s signature. The legislation focuses on expanding supply, modernizing housing programs and reducing barriers that have historically slowed development. It’s an important move toward increasing the number of homes we
Borrower trust by design
A recent global IDC study of mortgage lenders revealed that 30% of lenders took more than four weeks to close a mortgage and that 53% of processes in underwriting and decisioning were manual. Borrowers expect faster approvals and simpler digital journeys, while lenders look for AI-led origination an
Rural seniors face growing repair crisis with aging homes
A new Shelterforce report highlights a growing concern for older homeowners in rural America: Housing stability often depends less on affordability than on the ability to maintain aging homes. The report follows Kentucky homeowner Karen Moore, whose leaking roof eventually caused extensive structura
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